Collin County Housing Market Approaching Balance; Still Better to Be a Seller
The Collin County Association of Realtors (CCAR) reports that the real estate market continues to favor sellers, but if trends continue, North Texas may soon find itself in a more balanced market. Over the past 12 months, median sales price has increased 1.5 percent to $301,500, which is 6 percent less of an increase than…
What Starbucks Holiday Cups Mean to You
Starbucks has a new seasonal cup out, and that means something major for you. It’s time to plan and execute your winning winter marketing strategy. Need some fresh ideas? We have compiled a list of fun and effective ways to reach your clients and make your name one they will remember all the way to…
Giving Thanks: An Optimistic Overview of Market Conditions
By Alexandra Swan (NMLS 117371), Willow Bend Mortgage, and member of CCAR’s Realtor/Lender Committee Give thanks! Here in DFW, we in the real estate community (and all related industries) have a lot to celebrate this Thanksgiving season. And while a cooling market and rising interest rates may seem to some like the beginning of the apocalypse,…
Phased Inspections: A Crucial Step in the Purchase of a New Home Build
By Lee Warren, Prospect Inspectors, Inc. (License #8411), and member of CCAR’s Affiliate Committee It has become obvious in the last few years that the DFW Metroplex is growing in vast numbers. With this substantial growth, there is also the inevitable demand for new houses. Many people have the perception that new homes have no deficiencies. Many…
Know Your Financing Options/Outcomes for Taking Cash Out of an Existing Property
By Tracy Walden (NMLS 1048123), Great Western Home Loans, and Member, CCAR’s REALTOR®/Lender Committee There are so many reasons for getting a cash-out refinance and many different types of loans. Reasons to get a cash-out might include: Adding a pool or doing some home improvements. Fixing up a home prior to selling it and taking…
Bank Statement Loans and How They Benefit Your Clientele
By Dawn Ferreiro (NMLS 514152), Service First Mortgage and Member, CCAR’s REALTOR®/Lender Committee One of the most common reasons that self-employed borrowers are unable to obtain mortgage financing is due to the nature of their tax returns, and specifically how much they are able to write-off on their return in relation to their reported profits.…
How to Close Smoothly During Peak Purchase Season
By Jake Perry (NMLS #231682), Fairway Independent Mortgage Corporation and Member, CCAR’s REALTOR®/Lender Committee The time between May and September is typically the busiest time of year for Americans buying and selling homes. Some mortgage companies experience delays in underwriting that can lead to delays in loans closing. Even the best mortgage companies must closely…
What is a Residential Service Contract (Home Warranty)?
By Howard Zimmerman, Dallas Area Rep – Choice Home Warranty and Member – CCAR’s Affiliate Committee What is a Residential Service Contract (home warranty)? A Residential Service Contract (RSC) is a service policy that offers to repair or replace the major mechanical systems and appliances in a home. A seller can protect their home with…
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